Private Money Loans For Your Next Project

Build your investment property portfolio with a private money partner that understands your need for speed, flexibility, and ease.

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Welcome to Happy Commercial Lending

Commercial Mortgage Broker 🏦

Unlock your business’s real estate potential with our expert commercial mortgage brokerage services! 🌐💼

✅ What We Do:
Connecting businesses with tailored real estate financing solutions. Your success is our priority!

🌐 Our Expertise:
Navigating the complexities of commercial real estate, we specialize in securing the best mortgage deals for your business.

📈 Why Choose Us:
Proven track record of successful deals
Expert negotiation skills
In-depth market knowledge
Personalized service for every client

💼 Services:
Loan packaging and presentation
Strategic negotiation
Market insights and analysis
Client-focused advisory

🤝 Let’s Talk Real Estate!
Contact us for a personalized consultation. Your dream property is a conversation away!

#CommercialMortgageBroker #RealEstateFinance #BusinessLoans

Options and Solutions

Gani Access to the capital you need to move forward with your project profitably.

What We Offer
Funding in as little as 5 days
A flexible and creative approval process.
When conventional financing is unavailable we will be able to help.
Program Highlights
Equity based loans
No FICO is too low
Foreclosures
Bankruptcies
Stated loans available
Loan Types
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan

Tell us your story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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How it Works

Gain access to the capital you need to move forward with your project.

Find

Find your investment property and submit property information.

Apply

Narrow down loan options and apply online. [Online upload Available!]

Review

We will quickly review and begin the underwriting process so we can quote loan terms.

Get Funds

Once terms have been excepted we will schedule the closing.

Start Project

Once the loan has been finalized you may begin your project!

Get Started Today

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Client reviews from around the internet.

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Frequently Asked Questions

Hard money loans, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.

Below are some additional advantages associated with hard money loans:

Swift Access to Capital: Hard money loans provide quick access to capital, enabling investors to seize opportunities promptly.

Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.

High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, hard money loans can finance up to 90% of the project, providing substantial funding.

Potential for Enhanced Benefits: Building a relationship with the same lender may lead to additional advantages, such as reduced origination fees and interest rates, making it even more attractive for long-term investors.”

Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
We provide short term financing, bridge loans, and rental property loans.
Fix & Flip Programs can close in as little as 7 days. Permanent loan programs can take as few as 15 days and up to 45 days. For an accurate timeline based on your specific needs contact us directly.

Still Have Questions?

If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.

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